Steve Stewart was a financial slob, at least he was until he met his wife. But even after the wedding, self control and will-power weren't his strong suits. However, having a baby changed him. Funny how that happens, huh? The importance of managing money at home became a priority where one hadn't existed before and when he learned that a budget helped his financial self-control problems, the "money thing" started to improve. Now he and his wife, along with their pre-teen daughter, are debt free except for a mortgage and he can't help but shout to the world about good, solid financial principles. Steve helps everyday Americans pay attention, not interest, with a weekly online radio show and through Financial Coaching. He has helped couples from the East Coast of the United States to a lad in the UK, and has even had an article featured on the Dave Ramsey Radio Show. He walks the average Joe through all the complicated money mumbo-jumbo and breaks it down to the basics with his personal, conversational-like style. It is true that anyone can retire wealthy and Steve can set you on the path to Financial Freedom.

Being credit worthy is a good thing, but to actively pursue a better credit score can actually damage the health of the average American's finances. Despite popular opinion and desire to obtain a perfect FICO score, there are three huge problems with the credit scoring system.

Three Huge Problems With The Credit Scoring System

May 06, 2013 by

In a poll conducted by the National Foundation for Credit Counseling, one-fourth of respondents said improving their credit score was their top financial priority. Being credit worthy is a good thing, but to actively pursue a better credit score can actually... Read More >>

At the core of the Federal form Schedule A is the chance to keep more of your hard-earned money. These are commonly referred to as "itemized deductions." There are more than a dozen to choose from, but not all of them are the same. Here are five deductions you want and three you don't.

5 Deductions You Want (And 3 You Don’t)

Apr 01, 2013 by

At the core of the Federal form Schedule A is the chance to keep more of your hard-earned money. These are commonly referred to as "itemized deductions." There are more than a dozen to choose from, but not all of them are the same. Here are five deductions... Read More >>

Many who fully expected to get a refund rushed to the tax preparer's office as soon as they received their W-2s. This increased their chance of being one of the first to receive a fat check from Uncle Sam. The next question to ask is what should be done with it when it hits the mailbox?

3 Smartest And Dumbest Things To Do With A Tax Refund

Mar 04, 2013 by

Have you filed your tax return yet? Many who fully expected to get a refund rushed to the tax preparer's office as soon as they received their W-2s. This increased their chance of being one of the first to receive a fat check from Uncle Sam. The next question... Read More >>

I love reading personal financial blogs. There are thousands that offer advice about saving, investing and eliminating debt. Much can be gleaned from these words of wisdom. Many action steps have been executed on the advice from financial experts and everyday-Joe bloggers like me. Therein lies the danger.

Finance Blogs Should Not Replace Financial Planners

Feb 04, 2013 by

I love reading personal financial blogs. There are thousands that offer advice about saving, investing and eliminating debt. Much can be gleaned from these words of wisdom. Many action steps have been executed on the advice from financial experts and... Read More >>

Not surprisingly, 46 percent of consumers are making resolutions to improve their finances in 2013. That is wonderful, and I certainly hope they are successful. One of the best ways to get started on this life-changing journey is to review and renew the basics.

Resolving The New Year: Back To The Basics

Jan 07, 2013 by

Happy New Year! It's a brand-new start on our calendars, the chance to start making better choices and stop doing the things that weren't very good for us in the first place. Not surprisingly, 46 percent of consumers are making resolutions to improve their... Read More >>

There is a frenzy consuming news organizations about the fiscal cliff. This should come as no surprise because President Barack Obama is a man of his word. He said he would increase taxes on the rich and roll out a socialized healthcare program. We're going to get what we were promised. Now more than ever, it is important to eliminate debt. Why? It's about to get more expensive.

Debt Becomes More Expensive In 2013

Dec 03, 2012 by

There is a frenzy consuming news organizations about the fiscal cliff. This should come as no surprise because President Barack Obama is a man of his word. He said he would increase taxes on the rich and roll out a socialized healthcare program. We're going... Read More >>

Money causes a large number of anxieties in our lives. A number of things can help alleviate a majority of worries when it comes to finances. These five things would make anyone feel more powerful, confident and in control:

5 Stress-Reducing Ideas

Nov 05, 2012 by

Money causes a large number of anxieties in our lives. Not only does the lack of money cause some people to stay awake at night wondering how they will pay the car note, but having more than enough money can create worry about making the right choices on how... Read More >>

We can all agree that having money in the bank for emergencies is a good idea. When does putting your hard-earned cash aside for unforeseen expenses make sense? Here are the pros and cons of building a disaster-avoidance reserve into a savings account.

The Pros And Cons Of Emergency Savings

Oct 01, 2012 by

We can all agree that having money in the bank for emergencies is a good idea. When does putting your hard-earned cash aside for unforeseen expenses make sense? Here are the pros and cons of building a disaster-avoidance reserve into a savings... Read More >>

Large corporations and millions of businesses use an important financial tool that helps them maximize profits. It takes them hundreds of man hours to create one annually, and it greatly enhances their chances of growing their business. Wouldn't a less complicated tool like this help the average American family? The answer, of course, is yes; and I can show you how to do one for free while spending only a fraction of the time to do it.

What Successful Businesses Use, But Most People Avoid

Sep 03, 2012 by

Large corporations and millions of businesses use an important financial tool that helps them maximize profits. It takes them hundreds of man hours to create one annually, and it greatly enhances their chances of growing their business. Wouldn't a less... Read More >>

I love numbers. I love computing compound interest and seeing how putting an extra $100 on my mortgage will get me $120 closer to paying off the loan. You would think that a math nerd like me would love budgeting, especially since I teach people how to budget and make their money last longer. However, you would be mistaken. Budgeting never came easy to me, and it's still something that takes discipline.

Budgeting Never Came Easy To Me

Aug 06, 2012 by

I love numbers. I love computing compound interest and seeing how putting an extra $100 on my mortgage will get me $120 closer to paying off the loan. You would think that a math nerd like me would love budgeting, especially since I teach people how to budget... Read More >>

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